If the business has employees
The DOPL employee path is a workers compensation insurance certificate with DOPL listed as certificate holder, plus the related employer registrations requested in the application.
DOPL workers comp
Utah Contractor Workers Comp Requirements for DOPL Applications
Does your Utah DOPL contractor application need a workers comp certificate or a workers comp waiver?
DOPL document path
What to sort out before you submit
If the business has no employees
The DOPL no-employee path points to a Workers Compensation Coverage Waiver from the Utah Labor Commission rather than a workers comp policy certificate.
If you use 1099 subcontractors
A 1099 label does not automatically decide the workers comp path. The actual working relationship may need review before you submit.
If you only need the GL certificate
General liability is still a separate DOPL requirement. The certificate should show the right insured name, limits, dates, and certificate holder.
Important distinction
Workers comp and general liability are not substitutes
A workers comp certificate or WCCW addresses the workers compensation document path. It does not replace contractor general liability insurance or the DOPL general liability certificate.
Redoubt can help with the insurance side
Redoubt can help review your contractor setup for insurance document readiness, including general liability, certificates of insurance, and workers comp certificate questions. Redoubt does not issue the Workers Compensation Coverage Waiver.
Review my contractor setup