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Utah contractor licensing

Utah Contractor License Insurance for DOPL Applicants

Trying to get your Utah contractor license? Check whether you may need a general liability certificate, workers compensation certificate, or workers comp waiver before submitting your DOPL application.

Check what you need
Utah Contractor Setup Checker
Step 1 of 714%

What trade or license are you applying for?

Choose a common option or type the license in your own words.

Your employee insurance path

Will the business have employees?
No employees
GL certificate + workers comp waiver

Obtain workers compensation coverage waiver from Utah Labor Commission. Apply online and upload documents, or submit by mail.

Employees or worker status unclear
GL certificate + worker setup review

You may need a workers compensation insurance policy, employer account numbers, and Utah unemployment insurance registration number.

Before you submit

The documents in plain language

GL

What is the GL certificate?

It is a certificate of insurance showing your contractor general liability policy. The insured business name, coverage limits, dates, and certificate holder should match the current DOPL instructions.

DOPL general liability certificate
WC

Workers comp or waiver?

Businesses with employees may need workers compensation coverage. Applicants with no employees may qualify for a Utah Labor Commission waiver. Worker classification should be reviewed when the answer is unclear.

Utah workers comp waiver for contractors
WT

Utah withholding tax account

If your business has W-2 employees, Utah may require a withholding tax account with the Utah State Tax Commission. This is the account used to report and remit Utah income tax withheld from employee wages. It is separate from workers compensation and unemployment insurance.

UI

Utah unemployment insurance account

If your business has W-2 employees, Utah may require an unemployment insurance registration number through Workforce Services. This is used for unemployment tax/reporting if employees later lose work and qualify for unemployment benefits. It is not a workers comp policy and it is not money the business controls.

NAME

Business name match

The business name on your insurance certificate should match the legal business name on your DOPL application. If you are using an LLC, corporation, sole proprietor name, or DBA, the insurance setup should be reviewed before the COI is issued.

COI

No COI yet?

That is normal if you have not set up the GL policy yet. The DOPL COI comes after the policy is bound. If you do not have a COI, the next step is usually figuring out the right GL policy for your trade, business name, employee status, and target submission date.

About Redoubt Insurance

A Utah commercial insurance agency for small operators.

Redoubt helps contractors understand the insurance side of the application, review existing certificates, and set up coverage with DOPL-ready certificates.

Utah DOPL Contractor License Insurance | Redoubt