Licensed and insured roofing contractors in Salt Lake City

For contracting work, yes. A business that offers or contracts to perform roofing in Utah needs a DOPL contractor license in a classification that covers the work, commonly S280 roofing contractor. The current DOPL contractor application asks for a general liability certificate and workers compensation evidence or a Labor Commission waiver. Small jobs below Utah’s handyman exemption threshold may be done without a contractor license, so confirm which applies to your job.

Licensed usually means the business holds a Utah DOPL contractor license in a roofing or general building classification. Insured usually means it carries general liability and, if it has employees, workers compensation, often with commercial auto for its trucks. A license does not guarantee quality or insurance; it means the business met DOPL’s requirements when the license was issued and has kept it renewed. The lookup and the certificate are the evidence.

Search the business name in Utah DOPL’s licensee search. The license belongs to the business entity, so search the legal name on the estimate, not the salesperson’s name. The result should show an Active contractor license in a classification that covers roofing, such as S280. A city business license or a manufacturer certification is a different credential and does not replace the contractor license. Five companies on this list display a license number on their own websites, which makes the search faster.

Ask for a certificate of insurance, often called a COI, issued by the company’s insurance agency. It shows the insured’s legal name, the carrier, policy numbers, effective and expiration dates, and limits. Check that the named insured matches the licensed business, that the dates cover your job, and that general liability is listed. Ask whether the company carries workers compensation or holds a Labor Commission waiver. For certainty, call the agency on the certificate.

It depends on the policy and the cause. General liability can respond when a roofer’s work damages other property, such as a leak that ruins ceilings after a tear-off, subject to the policy’s terms and exclusions. It generally does not pay to redo the roofer’s own defective work. Injuries to the roofer’s crew are a workers compensation matter, which is why a roofer with employees should show workers compensation on the certificate; roofing is fall-exposed work, and an uninsured crew injury can become the homeowner’s problem.

Not as a general condition of the DOPL contractor license. The current DOPL contractor application covers the qualifier, experience, course, business entity, general liability certificate, and workers compensation evidence or waiver; it does not list a general surety bond. Some cities require a bond with a building permit, and some commercial contracts require performance bonds. When a roofer’s website says "bonded," ask which bond it holds and what it covers.

Self-reported means the company’s own website states it is licensed and insured and Redoubt has not yet checked the business in DOPL’s license lookup or reviewed its certificate of insurance. Verified means Redoubt did both and recorded each date. A displayed license number is something the company published, not a Redoubt check. A verified label describes what the lookup and the documents showed on those dates and does not guarantee the license or policies are still in force today.

A roofing business with no employees can generally submit a Utah Workers Compensation Coverage Waiver from the Labor Commission to DOPL instead of carrying a policy; the waiver runs one year and becomes invalid once anyone is hired. DOPL’s current application says to notify DOPL before a first hire starts work. Installers paid on a 1099 are not automatically non-employees, and DOPL says 1099 treatment fits an independently licensed contractor or licensed subcontractor.

A Salt Lake City general contractor usually asks a roofing subcontractor for a certificate of insurance showing general liability at or above the limits in the subcontract, the general contractor named as additional insured for ongoing and completed operations, and workers compensation or a verified Utah Labor Commission waiver. The DOPL certificate does not automatically satisfy that request, because a project can require different limits, endorsements, and parties.

Send Redoubt a current certificate of insurance showing general liability, plus workers compensation if you have employees, and the legal name your DOPL contractor license is issued under. Roofing contractors serving Salt Lake County whose license shows Active in DOPL’s lookup and whose documents check out are listed as verified with both dates. There is no fee. If you need general liability or a DOPL-ready certificate first, Redoubt quotes both; start on the roofing insurance page.