Frequently asked questions
Hiring a licensed and insured masonry contractor in Salt Lake City
Does Utah require masonry contractors to be licensed and insured?+
For contracting work above Utah’s exemption thresholds, yes. A business that contracts to build or repair brick, block, or stone in Utah needs a DOPL contractor license, usually S230, or a B100 or R100 general license when it runs a broader building project. DOPL’s contractor application asks for a general liability certificate and workers compensation evidence or a Labor Commission waiver. Small jobs below the handyman exemption threshold may not need a license, so confirm which applies to yours.
What does "licensed and insured" mean for a Salt Lake City masonry contractor?+
Licensed usually means the business holds a Utah DOPL contractor license in a classification that covers masonry, most often S230. Insured usually means it carries general liability and, if it has employees, workers compensation, often with commercial auto for its trucks and coverage for its scaffolding, mixers, and saws. A license does not guarantee quality or insurance; it means the business met DOPL’s requirements when the license was issued and has kept it renewed.
Can a landscaper build a block or stone retaining wall in Salt Lake City, or does it take a masonry contractor?+
It depends on the wall and the contract. Utah’s S330 landscape classification names retaining walls, except walls that hold vehicles, structures, equipment, or other non-natural fill within a 45-degree angle measured from the base of the wall up to that load; height alone does not decide it. S230 covers masonry materials such as brick and block but never names retaining walls. For a wall near a driveway or building, ask which classification covers it and confirm with DOPL.
How do I check whether a Salt Lake City masonry contractor is really licensed?+
Search the business name in Utah DOPL’s licensee search. The license belongs to the business entity, so search the legal name on the estimate, not the crew’s name or a brand. The result should show an Active contractor license in a classification that covers the work, such as S230. A city business license is a different credential and does not replace the contractor license. Three companies on this list display a license number on their own websites.
How do I check whether a masonry contractor is really insured?+
Ask for a certificate of insurance, often called a COI, issued by the company’s insurance agency. It shows the insured’s legal name, the carrier, policy numbers, effective and expiration dates, and limits. Check that the named insured matches the licensed business, that the dates cover your job, and that general liability is listed. Ask whether the company carries workers compensation or holds a Labor Commission waiver. For certainty, call the agency on the certificate.
Does a masonry contractor’s insurance pay to fix a cracked or failed wall?+
Usually not the wall itself. General liability is built around injury to other people and damage to other property, and most policies exclude the cost of redoing the contractor’s own work. It can respond when the masonry damages something else, such as a failed retaining wall that crushes a neighbor’s fence or a chimney that falls onto a roof, subject to the policy’s terms. Get the company’s workmanship warranty in writing before work starts.
Who connects the gas when a mason builds a fireplace or fire pit with a gas insert?+
A mason builds the firebox, surround, hearth, and chimney, but connecting a gas insert, gas logs, or a gas fire pit is gas-line work, which Utah licenses and certifies separately from masonry. Before work starts, ask who will run and connect the gas line and what license and certification that person holds. If a different company does the gas work, ask for its certificate of insurance too.
What does "self-reported" mean on this list?+
Self-reported means the company’s own website states it is licensed and insured and Redoubt has not yet checked the business in DOPL’s license lookup or reviewed its certificate of insurance. Verified means Redoubt did both and recorded each date. A displayed license number is something the company published, not a Redoubt check. A verified label describes what the lookup and the documents showed on those dates and does not guarantee the license or policies are still in force today.
Does a one-person masonry business in Utah need workers compensation?+
A one-person masonry business with no employees does not necessarily need a workers compensation policy. The current DOPL contractor application accepts either a workers compensation certificate or a Workers Compensation Coverage Waiver from the Utah Labor Commission, which decides eligibility. The waiver is not insurance, runs one year, and becomes invalid once the business hires anyone, and DOPL needs written notice before that person works. A tender or laborer paid on a 1099 does not settle the question.
What does a Salt Lake City general contractor ask a masonry subcontractor for on a certificate of insurance?+
A Salt Lake City general contractor hiring a masonry subcontractor usually asks for a certificate of insurance showing general liability at the limits in the subcontract, workers compensation or a Labor Commission waiver, and the GC named as additional insured, often for both ongoing and completed operations, which are separate endorsements. Primary and noncontributory wording, a waiver of subrogation, and umbrella limits are common on commercial projects. Send the agency the insurance exhibit itself.
How do I get my masonry company added to this list?+
Send Redoubt a current certificate of insurance showing general liability, plus workers compensation if you have employees, and the legal name your DOPL contractor license is issued under. Masonry contractors serving Salt Lake County whose license shows Active in DOPL’s lookup and whose documents check out are listed as verified with both dates. There is no fee. If you need general liability or a DOPL-ready certificate first, Redoubt quotes both; start on the Utah contractor insurance page.